FAQ – Frequently Asked Questions

  1. What is the difference between the mortgage insurance we get at the bank and an individual policy we can get through an insurance company that covers our mortgage? More info >
  2. Do I really need life insurance? More info >
  3. How do I know how much life insurance I need? More info >
  4. What is the difference between a term and a whole life policy? More info >
  5. How do I set up travel insurance? More info >
  6. For disability insurance, how long do I need to be on a disability claim before I get paid? More info >
  7. Are stress related disabilities covered under my long term disability coverage? More info >
  8. How much does disability insurance cost? More info >
  9. Does disability insurance cover me if I break my leg while skiing? More info >
  10. Can you explain to me what this insurance policy of mine actually covers? More info >
  11. What do I do if I cannot get ahold of the agent that originally did my insurance policy?
  12. Does critical illness insurance cover cancer? More info >
  13. Is it true there might be a way to get my premiums back if I do not make a claim?
  14. Do you sell mortgage insurance? Car insurance? House insurance?
  15. What is Long Term Care Insurance? How does it work? How much does it cost? More info >
  16. Can I set up a TFSA through you? More info >
  17. Should I put money in my RRSP? More info >
  18. Are there any investments out there that can guarantee my principal?
  19. How does the RESP work? Does the government really help out for my children’s education? More info >
  20. What is the Home Buyers Plan? How do I access my RRSP to use it? How do I repay it?
  21. I am a business owner, how can I set up an attractive benefits plan for my employees while keeping it affordable for my company? More info >
  22. Do I need to shop around for the best rates?
  23. Can a small business with only a couple of employees still offer a company benefits plan?
  24. My employee benefits are coming up for renewal, how can I be sure that I have the best plan for me and my staff?
  25. How do I submit a claim?
  26. Who do I call if I want to know more about various insurance and investments products?
  27. How do I simplify my finances?
  28. I like to donate to my favorite charity each year. How do I ensure that my donations continue as a legacy?
  29. Can I put a charity as my beneficiary?