Creditor vs. Personal Insurance

Insurance is a great way to foster peace-of-mind, but not all insurance products are equal. Creditor Insurance: Creditor insurance often requires little information up-front. While this may seem like an advantage at first, it increases the chances of a lender...

Annuity Settlement Option

Scenario: Let us say you are the parent of three children. One is reasonable with finances, the second is not exactly financially responsible, and the third has no clue about finances. Now, let us say you have a life insurance policy, and you pass away. Would you want...

Cannabis and Life Insurance

In July of 2018, Canadian insurance providers officially removed Cannabis smokers from the high-risk list. Prior to this, if you were cannabis user, you were considered a smoker which is high risk and were either denied life insurance or had to pay a higher rate...